What is specified health event protection?

Once someone goes through events like heart attacks, comas or paralysis, his life is never the same. These are not only psychologically stressful situations, but financially devastating ones as well.

Instead of wondering how you are going to pay it all, you should concentrate on your recovery. A Health Event Protection plan provides you with cash benefits, so you only have to worry about feeling better.



Covered health events include:

  • Stroke
  • Paralysis
  • Coronary artery bypass surgery
  • Persistent vegetative state
  • Major human organ transplant
  • Coma

Why do I need it?

If a covered health event happens, you’ll be glad to have cash benefits to help pay for items not covered by your major medical insurance plan, including the numerous out-of-pocket expenses you’ll face.

Each year in the United States, men, women and children face serious health events such as heart attacks, organ failure, paralysis, or major burns. The Specified Health Event policy is designed to provide benefits that will assist the policyholder financially and physically with recovery.

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Why you need health event protection

• About every 26 seconds, an American will suffer a coronary event; in fact, 1,200,000 new or recurring cases are estimated this year
• On average, someone in the United States has a stroke, every 45 seconds; each year, about 700,000 people experience a new or recurrent stroke
• Each year, about 46,000 more women than men have a stroke

American Heart Association, Heart Disease and Stroke Statistics—2007 Update

 

 


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