- While major medical insurance pays for doctors and hospitals, voluntary insurance helps with out-of-pocket expenses when you are sick or hurt. With voluntary insurance, the cash benefits are paid directly to you, unless it is stated otherwise.
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- When sickness or injuries strike, voluntary insurance policies pay cash benefits that you direct to help you and your family with unexpected expenses. The benefits are predetermined and paid regardless of any other insurance you have.
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- Things like transportation to and from medical facilities, parking, and additional
child care expenses are expenses that the voluntary insurance policy benefits can be used to help with. Since you receive cash benefits, it is completely up to you how you want to spend it.
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- There are a range of insurance policies that fit most budgets. Voluntary insurance can help provide you and your family with coverage and security, helping you to maintain your everyday life in case of illness or injury.
- Rates are consistent. They are not increased because you filed a claim.
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- Claims are typically processed within four days. The claim forms are brief and easy to complete, so while you are focusing on your recovery, we focus on getting your claim processed.
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- An accident or illness can be costly, but voluntary insurance may help you have one less thing to worry about.
- Voluntary insurance policies are portable, meaning that if you change jobs or retire, you take it with you. You own your policy.
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