These are plans that can help you better budget for your family’s health care by having a set amount you will pay for services that are outlined in the policy that you have selected.
These plans allow you to save money on your premiums by having you assume responsibility for covering minor or routine out of pocket medical expenses if they occur. People who think they don’t really go to the doctor very often or think having an accident is very unlikely tend to like these plans. That is one of the reasons many people refer to them as catastrophic health insurance plans.
These provide temporary coverage for people who are:
- New graduates off their parent’s insurance
- In between jobs
- Waiting for benefits to begin at a new job
- Early retirees waiting for Medicare
- In need of a temporary coverage as an alternative to COBRA
The benefits of a temporary health insurance plan is that it allows you to have the flexibility to drop your coverage at anytime without facing a penalty; or to apply for another term of coverage.
Depending on your need, the coverage of these plans can range anywhere from one to twelve months.
This plan combines lower-cost with high deductible insurance that has a tax-advantaged health savings account. They are for people that prefer having more control over how your health care dollars are spent.
An HSA medical plan is a high deductible health plan that has a tax advantaged health savings account. The money that you put in your health savings account can be used to help pay the deductible of your health insurance plan along with other qualified medical expenses.
You also use the money to pay for those expenses that are not covered by your health insurance, like dental and vision care. If you are under the age 65 and you withdraw money from your HSA account for non qualified medical expenses you will be taxed at your income tax rate plus an additional 10% tax penalty.
As soon as you reach your calendar year deductible, your health insurance will pay all of the remaining covered expenses in accordance with the terms and conditions of your particular plan. Some plans will pay 100% of the covered expenses once you meet your calendar year deductible.
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Taking your family on that dream vacation to Europe? Boss sending you on a business trip
overseas? Most likely, one of the last things on your mind is insurance when preparing for travel. However, it should be one of the items at the top of your “to-do-list” when it comes to traveling. Many people do not realize that their domestic health insurance policies do not cover health issues encountered abroad, even in areas most traveled to such as the Caribbean.
SIG has united with International Medical Group (IMG), an established worldwide health insurance company that has been insuring individuals, employees and groups, both U.S. and non-U.S. citizens for over a decade. Together, we offer short-term and long-term health insurance coverage that
best fit you or your firm’s needs.
Patriot Travel Medical Insurance Brochure & Application
Patriot Group Brochure & Application
Patriot Adventure Brochure & Application
Patriot Executive Brochure & Application
Patriot Executive Group Brochure & Application
Patriot T.R.I.P. Brochure & Application
Patriot T.R.I.P. Elite Brochure & Application
Patriot T.R.I.P. Student Brochure & Application
Global Medical Insurance Application
Global Medical Insurance Brochure
GEO Group Request for Proposal
Student Health Advantage Brochure & Application